3 Tricks That Will Save You More Money
- Betty Olson
- Sep 6, 2018
- 3 min read
Updated: Dec 19, 2018
If you like saving money you do not wanna miss out on these 3 new tricks that will help you save more money than you ever have. You don't have to be a genie to add these new tricks to your daily online routine to start saving a ton of money.
1. Free Stuff
Hint: signing up for free stuff online is still the most effective way to save money.
I'm pretty sure you personally have your favorite brands for all the products you use, whether it's for the household, skincare, or your beloved pet. Did you know that these brands will mail you free samples for simply just signing up? Especially if they got a new flavor or a new product, sending you free samples of their new product for you to try out and tell your friends about it is part of their marketing strategy. Remember mouth to mouth marketing is still the best marketing out there. Below we have gathered a few free samples you can sign up for. These are the ones we personally recommend. Free samples from the most popular brands Free make up samples
2. Cashback (Shopping) I recall just 10 years ago (2008) when online shopping was merely something that many didn't pay attention to as many of the huge retailers had yet to hop on the shop online bandwagon and fully accept the humongous change that was inevitable. Not only did this change carry a different method to keep reaching customers but more so benefits for customers that didn't exist or were hardly used. Weren't we so stuck on coupons in the mail, Rebates, flyers, discounts and the on sale deals? One of the benefits customers didn't have are these amazing reward sites that pays it's members a percentage of money earned when they purchase goods or services through their site. Instead of visiting the retailer directly, you may choose to follow a link from a cashback website to generate a monetary reward when buying products or services. Browser Extensions are often utilized to remind users that they can receive cashback from online purchases. A browser extension interacts with backend API of the cashback website, and displays notifications when user visits e-commerce website telling that this website is eligible for cashback. Some of the extensions provide coupons for that site and product price comparison with other sites. If you frequently shop online and you're not using this check out method you are really missing out on saving more money than you can start to imagine. Below I've put together the best ranked reward sites that people mostly use. Top 3 reward sites:
3. Raise Your Insurance Deductibles
This money-saving trick is especially painless: Increase the deductibles on various insurance policies you hold. The higher your deductible, the lower your monthly premium will be. Just be sure you're not signing up for a deductible you can't afford to pay, should you need to.
The table below shows the kind of difference various deductibles might make in your premium. The data was gathered by the folks at valuepenguin.com, as they looked at sample premiums at different deductible rates for a 34-year-old married man with a 2010 Toyota Camry:
Deductible Annual Collision Premium
$50 $635
$100 $548
$250 $452
$500 $370
$1,000 $285
$2,000 $20
Hiking your deductible from, say, $250 to $1,000 might save you $167 per year -- which can add up from year to year. Look into whether it makes sense to increase your home insurance deductible and even your health insurance deductible, too.
Insurance companies like Navy Mutual have faithfully fulfilled their duty to support military families by providing excellent life insurance and annuity products since 1879. If you missed the ObamaCare signup deadline, you can still sign up now! Most Americans qualify for discounts when purchasing health insurance - find out if you are eligible for low or no-cost coverage!
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